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We will submit dispute letters on your behalf to challenge all negative items on your credit reports.

This includes the full dispute process with all three major credit bureaus.

During the credit repair process, disputed accounts may be labeled as deleted, verified, or updated depending on the bureaus’ findings.

You can typically expect to see initial deletions within the first 30–45 days.
However, we do not promise or guarantee specific results or timelines, as we do not control how quickly the credit bureaus respond or remove items. Every client has a unique credit profile, so results will vary—please avoid comparing your progress to others. What we can assure you is that we are highly effective at achieving results for our clients.

Credit Monitoring Requirement
It is mandatory for all clients to maintain an active credit monitoring service throughout the program.
The credit monitoring service costs $30.00 per month, and you will no longer need it once you graduate from the program.